AUTO
Auto-secured loan
Use your vehicle as collateral while continuing to drive it every day.
- Up to 30,000,000 KZT
- Term up to 36 months
- Vehicle valuation in one visit
Licensed MFO-style lending portal
Fast auto-secured loans and microloans for Kazakhstan
Get a transparent decision, keep driving your vehicle, and receive funds to a Kaspi or bank account.
- 15 min
- preliminary decision
- 24/7
- online application
- 0 KZT
- hidden fees
From
2.4%
monthly rate
7
cities covered
180K+
client applications
30M KZT
maximum auto-secured amount
36 mo
maximum term
Core services
Loan products built for local financial habits
KZT
Microloan
Short-term financing for family, travel, repair, medical, or business needs.
- 50,000 - 1,500,000 KZT
- Online decision
- Flexible repayment date
SME
Entrepreneur support
Working-capital loans for small trade, logistics, repair shops, and services.
- Revenue-based review
- Repeat-client limits
- Early repayment available
Loan calculator
Estimate payment before applying
Static examples show typical repayment figures for auto-secured and microloan products.
Auto-secured loan
3 500 000 KZT / 18 months
Microloan
500 000 KZT / 12 months
Monthly payment
243 600 KZT
Total repayment
4 384 800 KZT
Estimated overpayment
884 800 KZT
Calculation is indicative and not a public offer. Final terms depend on verification and credit review.
Application flow
A familiar, low-friction route from request to payout
Submit request
Choose product, enter contacts, IIN, city, and target amount.
Verification
Manager confirms details, vehicle data if needed, and repayment capacity.
Sign agreement
Review schedule, sign digitally or in branch, and select payout method.
Receive funds
Funds are transferred to card, bank account, or partner cash desk.
Online request
Start with a short application
The static contact block can be connected to CRM, SMS verification, or banking APIs later.
Phone
+7 700 000 00 00
Coverage
Almaty, Astana, Shymkent
Documents
ID, IIN, vehicle documents
Languages
Kazakh / Russian / English
Send request
Client stories
Calm, practical finance for real situations
"The car valuation was clear, and I received the money the same day without leaving the vehicle at the branch."
Aidar, Almaty"I used a microloan for shop inventory. The repayment calendar was easy to understand."
Madina, Shymkent"The manager explained all charges before signing. No surprises after payout."
Sergey, AstanaQuestions
Important lending details
Can I keep using my car?
Yes. For the standard auto-secured product, the borrower keeps using the vehicle unless a different structure is agreed.
Which documents are needed?
Usually identity document, IIN, phone number, and vehicle documents for auto-secured loans.
Is early repayment possible?
Yes. The interface is prepared for early repayment rules and schedule recalculation.